Financial Services & Insurance
Sharper risk decisions, less fraud and higher customer value, with analytics built for banks and insurers.
Data and AI for banks and insurers
Banks and insurers hold rich customer and transaction data, but legacy systems and strict rules make it hard to act on. The goal is better risk decisions, less fraud and more relevant offers, without stepping outside the rules.
Idiro builds and reviews models for financial services, from fraud and credit risk to customer value and retention, with explainability and governance built in from the start.
We work within your controls and governance, build models your risk and compliance teams can defend, and leave your people able to run and monitor them.
Questions we help answer
- Which transactions and claims deserve a closer look?
- How should we price for risk across the portfolio?
- Which customers are worth retaining, and how?
- Can we explain every model decision to a regulator?
Where we help
Fraud detection
Spot suspicious transactions and claims patterns early, with clear reasons behind each flag.
Credit and claims risk
Model risk to price accurately and decide faster, with audit-ready explanations.
Customer analytics
Understand segments, value and needs so you target the right offer.
Retention
Predict which customers are about to leave and act before they do.
AML and compliance
Support anti-money-laundering and regulatory reporting with reliable analytics.
Explainable AI
Models your risk and compliance teams can understand and defend.
Trusted by financial institutions
We have delivered analytics for banks, insurers and financial bodies, with governance suited to a regulated sector.
- Experience with clients including AIB and Davy
- Fraud, risk and retention models in production
- Explainable AI for regulated decisions
- Aligned to GDPR and financial regulation
- Projects delivered in more than 40 countries
- Models handed over for your team to run
What you can expect
- Lower fraud and risk losses
- Faster, better-documented risk decisions
- A clear view of customer value
- Better-targeted retention and cross-sell
- Models your teams can explain and defend
- Analytics aligned to your obligations
Services we bring
Ready to sharpen risk and cut fraud?
Tell us about your challenge and we will come back with a practical view of how to solve it.
Book a discovery call